Terms of Service

Effective Date: November 23, 2025

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User" or "you") and Flick ("Company," "we," "us," or "our") governing your access to and use of the event prediction market and related services (the "Service").

IMPORTANT NOTICE: These Terms contain provisions that govern how disputes between you and us are resolved, including a binding arbitration clause and a class action waiver.

1. Acceptance of Terms

By accessing, downloading, installing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with all of these Terms, then you are expressly prohibited from using the Service and must discontinue use immediately.

2. Eligibility and Account Registration

2.1 Eligibility

The Service is a Contest of Skill and is provided on a No Purchase Necessary basis. Participation in the Service is void where prohibited or restricted by law. By using the Service, you represent and warrant that:

You are at least 18 years of age (or the age of majority in your jurisdiction, whichever is greater).
You are legally permitted to participate in contests of skill and receive cryptocurrency prizes in your jurisdiction.
You are not located in any jurisdiction where participation in event prediction markets or cryptocurrency-based contests is restricted or prohibited.
You will comply with all applicable laws and regulations in your use of the Service.

2.2 Account Creation

To access the Service, you must create an account. You agree to: (a) provide true, accurate, current, and complete information; (b) maintain the security of your password; and (c) be fully responsible for all activities that occur under your account.

3. Nature of the Service and Financial Disclaimers

3.1 Contest of Skill (Event Prediction Markets)

The Service involves predicting the verifiable outcomes of designated future events (each a "Market"), including, but not limited to, outcomes in the fields of finance, politics, sports, science, and social events. The winners are determined purely by their skill in researching, analyzing data, and assessing probabilities accurately over time, not by chance. No purchase, fee, or stake is required to participate in the prediction contests.

3.2 No Investment Advice

The Service is for entertainment purposes only. We are not a financial institution, exchange, broker, or investment advisor. No content on the Service constitutes financial, legal, or investment advice. You bear sole responsibility for your crypto assets, and all decisions are made at your own risk.

3.3 Cryptocurrency Risk

You acknowledge and accept the inherent risks associated with cryptocurrency assets, including but not limited to:

High price volatility and unpredictable market movements.
Regulatory uncertainty in various jurisdictions globally.
Liquidity risk, smart contract bugs, and potential for exploits.
Tax implications of receiving cryptocurrency prizes.

We are not responsible for any loss arising from the change in value of any cryptocurrency paid to you as a prize.

4. Market Mechanics, Settlement, and Prize Payment

4.1 Market Mechanics and Settlement

Market Rules: Each Market will be governed by specific, clearly defined Market Rules detailing the question, the possible outcomes, the official data source(s) used for verification, and the settlement time.
Settlement: Once the official settlement time is reached and the verifiable outcome is determined by the designated data source, the Market will be settled, and prizes will be distributed to Users who successfully predicted the correct outcome. The settlement decision made by the Company (or its designated oracle) is final and binding.
Points/Scoring: The Service awards "Points" based on the accuracy and volume of your predictions. Points are purely for tracking skill rank within the Service and hold no cash or crypto value.

4.2 Prize Pool and Payout

Prizes, denominated in cryptocurrency ([CRYPTO NAME]), will be paid out from a pre-determined prize pool to top-ranked Users, as defined in the official Contest Rules for each competition or Market.

4.3 Payout and Compliance

Payout Request: Prize winners must submit a manual request to withdraw their cryptocurrency winnings, providing a valid, non-custodial crypto wallet address compatible with the specified network.
KYC/AML Requirement: Before any payout exceeding a certain threshold (e.g., USD 500 equivalent) is processed, the User must complete a Know Your Customer (KYC) and Anti-Money Laundering (AML) verification process. We reserve the right to require KYC/AML verification for any payout amount, at our sole discretion, to comply with global regulations.
Transaction Fees: The User is solely responsible for any network transaction fees (gas fees) associated with the transfer of the cryptocurrency to their wallet. These fees will be deducted from the prize amount.

4.4 Regulatory Restrictions

CRITICAL DISCLAIMER: Due to evolving global regulations, including, but not limited to, restrictions on cryptocurrency use and laws regarding prediction markets, we reserve the right, at our sole discretion, to:

Refuse or suspend service and/or prize payouts to Users in specific jurisdictions without prior notice.
Suspend or cancel any Market if we determine, in our sole judgment, that it may violate applicable law or is against public policy.

5. Prohibited Conduct and Termination

5.1 Prohibited Activities

You are prohibited from: (a) using automated scripts, bots, or software to interact with the Service; (b) engaging in fraudulent or misleading behavior, including coordinated market manipulation (e.g., wash trading, spoofing) or attempting to fix the outcome of an event being predicted; (c) attempting to circumvent KYC/AML procedures; (d) infringing upon our or any third party’s intellectual property rights; or (e) using the Service for any illegal or unauthorized purpose, including participating in Markets that predict or encourage illegal activity (e.g., assassination, terrorism, or other illegal acts).

5.2 Termination

We may terminate or suspend your account and deny access to the Service, without notice or liability, for any breach of these Terms, including but not limited to, engaging in any Prohibited Activity. Upon termination, all rights and licenses granted to you in these Terms will immediately cease.

6. Intellectual Property

The Service, including all code, software, visual interfaces, graphics, design, compilation, and all other elements of the Service, are owned by Flick or its licensors and are protected by copyright and intellectual property laws.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICE’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SERVICE.

8. Limitation of Liability

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. Governing Law and Dispute Resolution

These Terms and your use of the Service are governed by and construed in accordance with the laws of [GOVERNING JURISDICTION, e.g., the State of Delaware] without regard to its conflict of law principles.

Any dispute arising from or related to these Terms shall be resolved through final and binding arbitration, in accordance with the arbitration rules of [Arbitration Body, e.g., the American Arbitration Association].

10. Contact Us

If you have questions or comments about these Terms, please contact us at: support@flickai.io.